What is the safe investment for 10-15% returns per month?

 Unfortunately, there is no such thing as a "safe" investment that guarantees 10-15% monthly returns. Investments with such high potential returns also carry extremely high risks of losing your principal.

Think of it this way: the average annual return on the stock market, considered a relatively risky investment, is around 7%. Achieving consistent monthly returns of 10-15% would be unrealistic and unsustainable in any legitimate investment vehicle.

If you encounter offers promising such high returns, be extremely cautious. They are likely scams or Ponzi schemes designed to exploit your desire for quick profits. Remember, the higher the promised return, the higher the risk of losing everything.

Instead of chasing unrealistic returns, focus on building a diversified portfolio of safe and well-established investments like index funds, bonds, and real estate. These may offer lower returns, but they also carry much lower risk and are more likely to help you achieve your long-term financial goals.

Consulting with a registered financial advisor can help you create a personalized investment plan that aligns with your risk tolerance and financial goals. They can guide you towards realistic return expectations and help you avoid falling prey to scams.

Remember, there is no shortcut to safe and sustainable wealth building. Patience, discipline, and a long-term perspective are key to achieving your financial goals.